The California Dental Association vs Delta Dental
The most common questions we get are always about dental insurance. Families often ask: why aren’t there more in-network children’s dentists in our area? Well, it’s not unique to just our area. In fact, it is a growing issue across the state of California. If none of the dentists you would prefer to see are in-network with your insurance, you may find this helpful.
Delta Dental & the CDA are currently in a lawsuit for Delta’s alleged “breach of the covenant of good faith and fair dealing.” Over the past decade, several big players in the dental insurance industry have significantly reduced the reimbursement amounts to dental providers despite the increase in business costs & expenses. As you can imagine, this is making it impossible for dentists to make a living in areas where the cost of doing business is high - like in the Bay Area. You can learn more about the lawsuit here.
If you are looking for quality care and a quality patient experience, then going out-of-network or opting for a membership plan (like our Tam Teeth Club) may be a better choice for your family. You can check out our previous blog post on the differences between dental insurance and in-house dental memberships here.
Lastly, if you would like to chat with the Tam Team about your insurance questions or out-of-network options, please call/text us: 415.329.6780